- Basic Budgeting
- Credit Counseling & Debt Management
- Housing Counseling
- Community Financial Literacy Education
- Pre-Filing Bankruptcy Counseling
- Pre-Discharge Bankruptcy Education
Select one of the options to the left to find out more about our services.
Unemployed or underemployed? We are pleased to work with HomeSafe Georgia for mortgage payment assistance. Click "What's New" for more information.
HomeSafe Georgia is a program that provides up to 18 months of temporary mortgage assistance for unemployed or the underemployed individuals who qualify. If you are approved for assistance, HomeSafe Georgia will bring you up to date on your mortgage payment for up to 6 months of delinquent payment.
CCCS of Middle Georgia is a regional partner with HomeSafe Georgia. To see if you qualify, call to speak with one of our counselors at 478-745-6197 (Macon), 478-922-1141 (Warner Robins), or 1-800-446-7123.
Preventative financial evaluation and counseling helps consumers avoid improper money management and credit use through individualized counseling and education. Clients will learn to reconcile income and expenses by allocating funds each month for both regular and periodic expenses.
Through credit counseling and debt management plans, CCCS can help consumers identify solutions for credit card debt and other pressing financial obligations.
As a HUD-approved comprehensive housing counseling agency, we offer three types of housing-related counseling services: Pre-Purchase Housing Counseling, Foreclosure Prevention Counseling, and Reverse Mortgage Counseling.
Community Educational Programs are offered as an important community outreach tool. These programs, centered around topics such as credit management, budgeting, and “consumer beware” issues, offer participants the opportunity to learn and thus become better managers of the financial aspects of their lives. Our programs are easily adaptable to your time schedule or audience, and they are typically free of charge.
We are approved by the Executive Office of the U.S. Trustee (EOUST)* to offer pre-filing bankruptcy counseling for residents of Georgia and South Carolina.
We are approved by the Executive Office of the U.S. Trustee (EOUST)* to offer pre-discharge bankruptcy education for residents of Georgia and South Carolina.
Our agency has been serving the Middle Georgia area for more than 40 years. We are the only agency that has physical offices located in our service area.
See how we were able to help our clients with their debt.